Solar Payback Period in Texas (2026)
Updated 2026-07-07 · MySunROI Research
The average solar payback period in Texas is 8.3 years for a 6 kW system (2026). After break-even, electricity savings continue for 15–20+ more years.
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Payback timeline
Net install cost after 30% ITC: $10,860. Annual savings: ~$1,310. Simple payback ≈ 8.3 years.
Actual payback varies by system size, roof, shading, and rate plan.
- Low: 6.1 years · Avg: 8.3 · High: 11.7 years
What affects payback in Texas
Texas install costs run below national average with excellent sun hours — payback often 8–11 years despite lower electricity rates.
- Electricity rate (12.8¢/kWh)
- Install cost ($3/watt)
- Production (5.5 peak sun hours)
- Compare Houston vs. DFW installer quotes
- Check your retail electric provider solar buyback plan
Savings after payback
30-year savings: $26,750–$45,300.
Texas quick stats
- 6 kW after ITC
- $10,860
- Payback
- 8.3 years
- Electric rate
- 12.8¢/kWh
- Annual savings
- $1,310
Frequently Asked Questions
Average payback in Texas?
8.3 years for a 6 kW system after ITC.
Is 10 years good?
Yes — under 12 years is solid; under 8 is excellent.
Related pages
How We Calculate Solar Costs
MySunROI estimates combine NREL residential PV installed-price benchmarks, EIA state electricity rates, and regional labor modifiers — updated 2026-07-07.
Estimates only — not tax or financial advice. Estimates based on NREL PV cost benchmarks, EIA electricity rates, and 2026 installer pricing surveys.